Notifinio Portfolios Explained

There two ways you can use Notifinio. The first option is to define your custom portfolio using assets. You can choose from a range of various ETF available in the system(if the assets list is missing a ticker you'd like to use, you can write to hello@notifinio.com, and we'll add it).

 

Another option is to apply a pre-defined template. Templates were carefully crafted to maximize return on investment while keeping within risk boundaries.

There are three distinct types of the portfolio - Risk-averse, moderate risk and conservative risk profile.


Portfolio Templates - historical performance
Name Max Drawdown Annual return (CARG) Sharpe Ratio Volatility (ann.) Stock / Bond aspect Structure
Ray Dalio’s All Weather -23.02% 4.55% 0.63 7.51% 42% / 58% {VTI: 32.07%, TLT: 12.65%, IEF: 45.91%, DBC: 1.83%, GLD: 7.53%}
Stable Growth -21.73% 4.56% 0.58 8.29% 45% / 55% {VTI: 30%, TLT: 40%, IEF: 15%, VWO: 7.5%, IVV: 7.5%}
Balanced -22.08% 5.44% 0.71 7.96% 55% / 45% {VTI: 42.86%, TLT: 25.37%, IEF: 19.16%, DBC: 0.35%, GLD: 12.26%}
Risk Lover -27.84% 7.25% 0.64 12.18% 85% / 15% {SPY: 65%, TLT: 15%, MTUM: 20%}
Aggressive - 5 Factor -40.14% 11.07% 0.65 18.98% 100% / 0% {QQQ: 60%, VTI: 25%, SLYV: 6%, EFA: 3%, SCZ: 3%, VWO: 3%}
Extremely Aggressive -45.61% 11.21% 0.65 19.03% 100% / 0% {QQQ: 65%, VTI: 30%, DBC: 5%}

Performance of the Benchmarks
Name Max Drawdown Annual return (CARG) Sharpe Ratio Volatility (ann.) Stock / Bond aspect Structure
Benchmark: QQQ -82.93% 9.13% 0.45 27.79% 100% / 0% {QQQ: 100%}
Benchmark: SPY -56.23% 6.01% 0.39 19.78% 100% / 0% {SPY: 100%}


On top of that, for each risk type, there is a portfolio for EU, UK and US locations.  It means if you are in EU or UK, and your broker does not offer some of US securities, you shall use EU or UK portfolio instead of US ones.